Call reports 2014
FIRST BANK AND TRUST OF FULLERTON — 2014
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,409,000 | 71,369,000 | 72,439,000 | 77,677,000 |
| Total loans | 47,110,000 | 47,319,000 | 49,960,000 | 55,879,000 |
| Allowance for loan losses | 593,000 | 592,000 | 590,000 | 588,000 |
| Securities available for sale | 13,107,000 | 12,631,000 | 12,000,000 | 10,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,885,000 | 51,794,000 | 49,191,000 | 55,955,000 |
| Interest-bearing deposits | 44,919,000 | 44,595,000 | 43,556,000 | 49,005,000 |
| Noninterest-bearing deposits | 6,966,000 | 7,199,000 | 5,635,000 | 6,950,000 |
| Equity capital | 11,652,000 | 11,806,000 | 11,958,000 | 11,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,292,000 | 1,960,000 | 2,655,000 |
| Interest expense | 118,000 | 236,000 | 355,000 | 478,000 |
| Net interest income | 522,000 | 1,056,000 | 1,605,000 | 2,177,000 |
| Noninterest income | 37,000 | 69,000 | 96,000 | 141,000 |
| Noninterest expense | 371,000 | 742,000 | 1,137,000 | 1,530,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 399,000 | 580,000 | 804,000 |
| Income tax | 45,000 | 96,000 | 141,000 | 192,000 |
| Net income | 143,000 | 303,000 | 439,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,613,000 | 11,689,000 | 11,826,000 | 11,648,000 |
| Total capital | 12,206,000 | 12,281,000 | 12,416,000 | 12,236,000 |
| Risk-weighted assets | 55,640,000 | 55,655,000 | 58,198,000 | 63,764,000 |