Call reports 2013
FIRST BANK AND TRUST OF FULLERTON — 2013
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,594,000 | 68,815,000 | 71,520,000 | 72,795,000 |
| Total loans | 43,180,000 | 44,979,000 | 48,085,000 | 48,774,000 |
| Allowance for loan losses | 601,000 | 600,000 | 601,000 | 593,000 |
| Securities available for sale | 12,911,000 | 13,221,000 | 13,576,000 | 13,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,781,000 | 51,501,000 | 47,319,000 | 52,540,000 |
| Interest-bearing deposits | 45,424,000 | 45,182,000 | 42,000,000 | 46,612,000 |
| Noninterest-bearing deposits | 7,357,000 | 6,319,000 | 5,319,000 | 5,928,000 |
| Equity capital | 11,646,000 | 11,496,000 | 11,640,000 | 11,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,258,000 | 1,922,000 | 2,588,000 |
| Interest expense | 133,000 | 252,000 | 382,000 | 510,000 |
| Net interest income | 493,000 | 1,006,000 | 1,540,000 | 2,078,000 |
| Noninterest income | 35,000 | 133,000 | 174,000 | 224,000 |
| Noninterest expense | 386,000 | 757,000 | 1,146,000 | 1,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 382,000 | 568,000 | 798,000 |
| Income tax | 29,000 | 92,000 | 135,000 | 191,000 |
| Net income | 113,000 | 290,000 | 433,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,381,000 | 11,503,000 | 11,646,000 | 11,470,000 |
| Total capital | 11,982,000 | 12,103,000 | 12,247,000 | 12,063,000 |
| Risk-weighted assets | 52,122,000 | 53,342,000 | 56,601,000 | 57,425,000 |