Call reports 2012
FIRST BANK AND TRUST OF FULLERTON — 2012
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,198,000 | 66,168,000 | 67,403,000 | 70,358,000 |
| Total loans | 40,819,000 | 42,692,000 | 47,376,000 | 47,064,000 |
| Allowance for loan losses | 614,000 | 615,000 | 602,000 | 600,000 |
| Securities available for sale | 11,449,000 | 12,960,000 | 12,549,000 | 11,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,849,000 | 49,827,000 | 47,929,000 | 52,474,000 |
| Interest-bearing deposits | 45,958,000 | 43,941,000 | 42,732,000 | 46,742,000 |
| Noninterest-bearing deposits | 6,891,000 | 5,886,000 | 5,197,000 | 5,732,000 |
| Equity capital | 11,388,000 | 11,509,000 | 11,671,000 | 11,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,300,000 | 1,982,000 | 2,673,000 |
| Interest expense | 160,000 | 306,000 | 445,000 | 586,000 |
| Net interest income | 487,000 | 994,000 | 1,537,000 | 2,087,000 |
| Noninterest income | 41,000 | 75,000 | 117,000 | 171,000 |
| Noninterest expense | 381,000 | 740,000 | 1,123,000 | 1,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 321,000 | 524,000 | 793,000 |
| Income tax | 24,000 | 62,000 | 110,000 | 182,000 |
| Net income | 123,000 | 259,000 | 414,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,115,000 | 11,195,000 | 11,350,000 | 11,268,000 |
| Total capital | 11,729,000 | 11,810,000 | 11,952,000 | 11,868,000 |
| Risk-weighted assets | 50,206,000 | 50,967,000 | 55,203,000 | 55,267,000 |