Call reports 2011
FIRST BANK AND TRUST OF FULLERTON — 2011
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,634,000 | 62,420,000 | 63,729,000 | 66,419,000 |
| Total loans | 37,300,000 | 39,684,000 | 43,646,000 | 40,961,000 |
| Allowance for loan losses | 602,000 | 606,000 | 597,000 | 600,000 |
| Securities available for sale | 11,613,000 | 13,149,000 | 11,291,000 | 11,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,173,000 | 46,881,000 | 45,900,000 | 49,859,000 |
| Interest-bearing deposits | 42,980,000 | 42,005,000 | 41,397,000 | 44,450,000 |
| Noninterest-bearing deposits | 5,193,000 | 4,876,000 | 4,503,000 | 5,409,000 |
| Equity capital | 10,932,000 | 11,148,000 | 11,388,000 | 11,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,335,000 | 2,046,000 | 2,754,000 |
| Interest expense | 195,000 | 385,000 | 568,000 | 739,000 |
| Net interest income | 458,000 | 950,000 | 1,478,000 | 2,015,000 |
| Noninterest income | 38,000 | 75,000 | 119,000 | 177,000 |
| Noninterest expense | 399,000 | 757,000 | 1,143,000 | 1,540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 267,000 | 456,000 | 654,000 |
| Income tax | 15,000 | 50,000 | 93,000 | 141,000 |
| Net income | 82,000 | 217,000 | 363,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,848,000 | 10,972,000 | 11,118,000 | 11,269,000 |
| Total capital | 11,426,000 | 11,572,000 | 11,715,000 | 11,869,000 |
| Risk-weighted assets | 46,238,000 | 47,992,000 | 51,550,000 | 50,076,000 |