Call reports 2010
FIRST BANK AND TRUST OF FULLERTON — 2010
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 56,782,000 | 57,979,000 | 59,365,000 | 62,808,000 |
| Total loans | 32,816,000 | 38,471,000 | 39,770,000 | 37,568,000 |
| Allowance for loan losses | 615,000 | 609,000 | 611,000 | 613,000 |
| Securities available for sale | 10,287,000 | 10,091,000 | 9,221,000 | 9,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,999,000 | 42,271,000 | 43,414,000 | 47,309,000 |
| Interest-bearing deposits | 38,275,000 | 38,988,000 | 39,503,000 | 43,684,000 |
| Noninterest-bearing deposits | 3,724,000 | 3,283,000 | 3,911,000 | 3,625,000 |
| Equity capital | 10,944,000 | 11,099,000 | 11,327,000 | 11,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,373,000 | 2,110,000 | 2,804,000 |
| Interest expense | 216,000 | 427,000 | 642,000 | 851,000 |
| Net interest income | 459,000 | 946,000 | 1,468,000 | 1,953,000 |
| Noninterest income | 55,000 | 106,000 | 152,000 | 206,000 |
| Noninterest expense | 371,000 | 736,000 | 1,133,000 | 1,511,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 316,000 | 488,000 | 649,000 |
| Income tax | 35,000 | 78,000 | 115,000 | 149,000 |
| Net income | 108,000 | 238,000 | 373,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,867,000 | 10,996,000 | 11,131,000 | 11,042,000 |
| Total capital | 11,366,000 | 11,566,000 | 11,719,000 | 11,621,000 |
| Risk-weighted assets | 39,831,000 | 45,543,000 | 47,019,000 | 46,324,000 |