Call reports 2008
FIRST BANK AND TRUST OF FULLERTON — 2008
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,156,000 | 50,473,000 | 50,242,000 | 53,261,000 |
| Total loans | 33,538,000 | 32,160,000 | 34,574,000 | 32,234,000 |
| Allowance for loan losses | 616,000 | 611,000 | 608,000 | 610,000 |
| Securities available for sale | 6,994,000 | 7,173,000 | 7,597,000 | 7,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,192,000 | 37,563,000 | 37,596,000 | 39,994,000 |
| Interest-bearing deposits | 33,593,000 | 33,709,000 | 33,638,000 | 36,229,000 |
| Noninterest-bearing deposits | 3,599,000 | 3,854,000 | 3,958,000 | 3,765,000 |
| Equity capital | 10,537,000 | 10,549,000 | 10,595,000 | 10,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,511,000 | 2,254,000 | 2,993,000 |
| Interest expense | 318,000 | 613,000 | 894,000 | 1,167,000 |
| Net interest income | 454,000 | 898,000 | 1,360,000 | 1,826,000 |
| Noninterest income | 45,000 | 100,000 | 146,000 | 192,000 |
| Noninterest expense | 340,000 | 717,000 | 1,064,000 | 1,474,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 283,000 | 444,000 | 546,000 |
| Income tax | 46,000 | 80,000 | 126,000 | 151,000 |
| Net income | 115,000 | 203,000 | 318,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,498,000 | 10,587,000 | 10,623,000 | 10,320,000 |
| Total capital | 10,983,000 | 11,060,000 | 11,121,000 | 10,799,000 |
| Risk-weighted assets | 38,709,000 | 37,710,000 | 39,713,000 | 38,194,000 |