Call reports 2007
FIRST BANK AND TRUST OF FULLERTON — 2007
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,240,000 | 46,374,000 | 48,332,000 | 49,153,000 |
| Total loans | 32,832,000 | 33,958,000 | 35,395,000 | 32,590,000 |
| Allowance for loan losses | 606,000 | 584,000 | 584,000 | 591,000 |
| Securities available for sale | 7,495,000 | 7,656,000 | 7,928,000 | 7,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,025,000 | 33,108,000 | 32,789,000 | 36,071,000 |
| Interest-bearing deposits | 29,717,000 | 30,242,000 | 29,825,000 | 32,744,000 |
| Noninterest-bearing deposits | 3,308,000 | 2,866,000 | 2,964,000 | 3,327,000 |
| Equity capital | 10,265,000 | 10,280,000 | 10,495,000 | 10,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,514,000 | 2,307,000 | 3,085,000 |
| Interest expense | 286,000 | 587,000 | 902,000 | 1,213,000 |
| Net interest income | 455,000 | 927,000 | 1,405,000 | 1,872,000 |
| Noninterest income | 49,000 | 89,000 | 133,000 | 175,000 |
| Noninterest expense | 325,000 | 642,000 | 931,000 | 1,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 365,000 | 596,000 | 635,000 |
| Income tax | 53,000 | 114,000 | 184,000 | 205,000 |
| Net income | 117,000 | 251,000 | 412,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,300,000 | 10,356,000 | 10,516,000 | 10,384,000 |
| Total capital | 10,761,000 | 10,830,000 | 11,015,000 | 10,858,000 |
| Risk-weighted assets | 36,755,000 | 37,843,000 | 39,841,000 | 37,771,000 |