Call reports 2006
FIRST BANK AND TRUST OF FULLERTON — 2006
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,659,000 | 43,661,000 | 45,308,000 | 47,240,000 |
| Total loans | 32,002,000 | 32,630,000 | 34,696,000 | 32,612,000 |
| Allowance for loan losses | 610,000 | 607,000 | 605,000 | 603,000 |
| Securities available for sale | 6,386,000 | 6,431,000 | 6,364,000 | 6,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,505,000 | 31,416,000 | 31,078,000 | 33,994,000 |
| Interest-bearing deposits | 27,862,000 | 28,929,000 | 27,953,000 | 30,789,000 |
| Noninterest-bearing deposits | 3,643,000 | 2,487,000 | 3,125,000 | 3,205,000 |
| Equity capital | 9,937,000 | 9,967,000 | 10,122,000 | 10,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,355,000 | 2,077,000 | 2,812,000 |
| Interest expense | 212,000 | 444,000 | 703,000 | 983,000 |
| Net interest income | 461,000 | 911,000 | 1,374,000 | 1,829,000 |
| Noninterest income | 43,000 | 86,000 | 135,000 | 178,000 |
| Noninterest expense | 316,000 | 667,000 | 1,004,000 | 1,253,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 318,000 | 492,000 | 739,000 |
| Income tax | 57,000 | 108,000 | 163,000 | 244,000 |
| Net income | 118,000 | 210,000 | 329,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,997,000 | 10,049,000 | 10,167,000 | 10,183,000 |
| Total capital | 10,442,000 | 10,499,000 | 10,645,000 | 10,646,000 |
| Risk-weighted assets | 35,400,000 | 35,821,000 | 38,135,000 | 36,934,000 |