Call reports 2005
FIRST BANK AND TRUST OF FULLERTON — 2005
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,688,000 | 43,824,000 | 44,881,000 | 46,466,000 |
| Total loans | 28,798,000 | 31,308,000 | 33,475,000 | 31,964,000 |
| Allowance for loan losses | 594,000 | 595,000 | 596,000 | 599,000 |
| Securities available for sale | 9,191,000 | 8,209,000 | 7,367,000 | 6,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,765,000 | 32,826,000 | 31,737,000 | 34,317,000 |
| Interest-bearing deposits | 30,193,000 | 29,632,000 | 28,970,000 | 30,530,000 |
| Noninterest-bearing deposits | 3,572,000 | 3,194,000 | 2,767,000 | 3,787,000 |
| Equity capital | 9,628,000 | 9,789,000 | 9,817,000 | 9,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,308,000 | 1,940,000 | 2,605,000 |
| Interest expense | 167,000 | 340,000 | 528,000 | 751,000 |
| Net interest income | 453,000 | 968,000 | 1,412,000 | 1,854,000 |
| Noninterest income | 49,000 | 94,000 | 152,000 | 209,000 |
| Noninterest expense | 347,000 | 682,000 | 1,006,000 | 1,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 369,000 | 542,000 | 737,000 |
| Income tax | 47,000 | 119,000 | 174,000 | 238,000 |
| Net income | 107,000 | 250,000 | 368,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,661,000 | 9,805,000 | 9,847,000 | 9,878,000 |
| Total capital | 10,079,000 | 10,243,000 | 10,312,000 | 10,330,000 |
| Risk-weighted assets | 33,231,000 | 34,911,000 | 37,062,000 | 35,979,000 |