Call reports 2004
FIRST BANK AND TRUST OF FULLERTON — 2004
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,519,000 | 43,513,000 | 43,410,000 | 45,149,000 |
| Total loans | 27,732,000 | 29,838,000 | 31,431,000 | 30,129,000 |
| Allowance for loan losses | 651,000 | 586,000 | 592,000 | 601,000 |
| Securities available for sale | 9,946,000 | 10,026,000 | 8,791,000 | 7,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,643,000 | 33,762,000 | 32,987,000 | 35,252,000 |
| Interest-bearing deposits | 31,777,000 | 31,125,000 | 29,968,000 | 31,310,000 |
| Noninterest-bearing deposits | 2,866,000 | 2,637,000 | 3,019,000 | 3,942,000 |
| Equity capital | 9,455,000 | 9,406,000 | 9,629,000 | 9,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,187,000 | 1,826,000 | 2,470,000 |
| Interest expense | 175,000 | 342,000 | 506,000 | 670,000 |
| Net interest income | 418,000 | 845,000 | 1,320,000 | 1,800,000 |
| Noninterest income | 37,000 | 80,000 | 119,000 | 159,000 |
| Noninterest expense | 282,000 | 586,000 | 864,000 | 1,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 173,000 | 339,000 | 575,000 | 681,000 |
| Income tax | 54,000 | 108,000 | 183,000 | 214,000 |
| Net income | 119,000 | 231,000 | 392,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,380,000 | 9,434,000 | 9,589,000 | 9,554,000 |
| Total capital | 9,790,000 | 9,863,000 | 10,033,000 | 9,988,000 |
| Risk-weighted assets | 32,520,000 | 34,143,000 | 35,392,000 | 34,522,000 |