Call reports 2002
FIRST BANK AND TRUST OF FULLERTON — 2002
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,765,000 | 44,231,000 | 44,739,000 | 46,737,000 |
| Total loans | 30,130,000 | 31,211,000 | 31,454,000 | 30,112,000 |
| Allowance for loan losses | 573,000 | 586,000 | 609,000 | 615,000 |
| Securities available for sale | 9,799,000 | 9,321,000 | 7,698,000 | 8,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,942,000 | 34,299,000 | 34,873,000 | 36,880,000 |
| Interest-bearing deposits | 33,123,000 | 32,240,000 | 32,543,000 | 33,607,000 |
| Noninterest-bearing deposits | 2,819,000 | 2,059,000 | 2,330,000 | 3,273,000 |
| Equity capital | 8,678,000 | 8,815,000 | 8,882,000 | 8,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,453,000 | 2,120,000 | 2,802,000 |
| Interest expense | 306,000 | 588,000 | 860,000 | 1,122,000 |
| Net interest income | 433,000 | 865,000 | 1,260,000 | 1,680,000 |
| Noninterest income | 54,000 | 104,000 | 148,000 | 183,000 |
| Noninterest expense | 325,000 | 617,000 | 915,000 | 1,206,000 |
| Provision for loan losses | 7,000 | 18,000 | 30,000 | 34,000 |
| Pretax income | 155,000 | 334,000 | 513,000 | 683,000 |
| Income tax | 46,000 | 101,000 | 157,000 | 194,000 |
| Net income | 109,000 | 233,000 | 356,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,590,000 | 8,714,000 | 8,808,000 | 8,841,000 |
| Total capital | 9,056,000 | 9,178,000 | 9,280,000 | 9,299,000 |
| Risk-weighted assets | 37,140,000 | 37,034,000 | 37,644,000 | 36,469,000 |