Call reports 2001
FIRST BANK AND TRUST OF FULLERTON — 2001
What FIRST BANK AND TRUST OF FULLERTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,947,000 | 44,309,000 | 45,036,000 | 47,395,000 |
| Total loans | 30,791,000 | 31,858,000 | 31,712,000 | 30,866,000 |
| Allowance for loan losses | 567,000 | 581,000 | 596,000 | 560,000 |
| Securities available for sale | 10,075,000 | 8,825,000 | 8,032,000 | 7,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,528,000 | 34,222,000 | 35,138,000 | 37,690,000 |
| Interest-bearing deposits | 31,918,000 | 31,966,000 | 32,743,000 | 34,618,000 |
| Noninterest-bearing deposits | 2,610,000 | 2,256,000 | 2,395,000 | 3,072,000 |
| Equity capital | 8,334,000 | 8,426,000 | 8,578,000 | 8,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,814,000 | 2,644,000 | 3,419,000 |
| Interest expense | 440,000 | 852,000 | 1,241,000 | 1,598,000 |
| Net interest income | 539,000 | 962,000 | 1,403,000 | 1,821,000 |
| Noninterest income | 33,000 | 68,000 | 95,000 | 139,000 |
| Noninterest expense | 298,000 | 583,000 | 895,000 | 1,144,000 |
| Provision for loan losses | 12,000 | 24,000 | 30,000 | 30,000 |
| Pretax income | 263,000 | 430,000 | 579,000 | 792,000 |
| Income tax | 78,000 | 126,000 | 168,000 | 232,000 |
| Net income | 185,000 | 304,000 | 411,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,231,000 | 8,351,000 | 8,432,000 | 8,482,000 |
| Total capital | 8,680,000 | 8,806,000 | 8,889,000 | 8,935,000 |
| Risk-weighted assets | 35,806,000 | 36,300,000 | 36,445,000 | 36,097,000 |