Call reports 2025
MOULTRIE BANK & TRUST — 2025
What MOULTRIE BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 131,112,000 | 145,575,000 | 155,318,000 | 174,893,000 |
| Total loans | 26,922,000 | 39,281,000 | 46,508,000 | 57,058,000 |
| Allowance for loan losses | 315,000 | 477,000 | 563,000 | 682,000 |
| Securities available for sale | 19,887,000 | 27,855,000 | 35,636,000 | 38,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,427,000 | 125,483,000 | 134,577,000 | 153,536,000 |
| Interest-bearing deposits | 88,651,000 | 98,058,000 | 102,327,000 | 122,826,000 |
| Noninterest-bearing deposits | 22,776,000 | 27,425,000 | 32,250,000 | 30,710,000 |
| Equity capital | 19,460,000 | 19,866,000 | 20,465,000 | 21,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 3,204,000 | 5,173,000 | 7,222,000 |
| Interest expense | 466,000 | 1,018,000 | 1,636,000 | 2,259,000 |
| Net interest income | 966,000 | 2,186,000 | 3,537,000 | 4,963,000 |
| Noninterest income | 47,000 | 102,000 | 156,000 | 207,000 |
| Noninterest expense | 864,000 | 1,899,000 | 2,756,000 | 3,629,000 |
| Provision for loan losses | 73,000 | 238,000 | 324,000 | 443,000 |
| Pretax income | 76,000 | 151,000 | 599,000 | 1,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 151,000 | 599,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,461,000 | 19,866,000 | 20,465,000 | 21,124,000 |