Call reports 2020
TRIAD BANK, NATIONAL ASSOCIATION — 2020
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 165,808,000 | 209,303,000 | 210,551,000 | 203,760,000 |
| Total loans | 139,959,000 | 158,579,000 | 158,597,000 | 155,697,000 |
| Allowance for loan losses | 2,118,000 | 2,193,000 | 2,269,000 | 2,347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,316,000 | 187,427,000 | 188,897,000 | 181,912,000 |
| Interest-bearing deposits | 38,108,000 | 50,802,000 | 53,172,000 | 49,858,000 |
| Noninterest-bearing deposits | 99,208,000 | 136,625,000 | 135,725,000 | 132,054,000 |
| Equity capital | 19,758,000 | 20,184,000 | 19,923,000 | 20,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,905,000 | 4,366,000 | 6,370,000 | 8,473,000 |
| Interest expense | 125,000 | 201,000 | 265,000 | 327,000 |
| Net interest income | 1,780,000 | 4,165,000 | 6,105,000 | 8,146,000 |
| Noninterest income | 45,000 | 73,000 | 108,000 | 146,000 |
| Noninterest expense | 1,241,000 | 2,641,000 | 4,051,000 | 5,329,000 |
| Provision for loan losses | 100,000 | 175,000 | 250,000 | 325,000 |
| Pretax income | 484,000 | 1,422,000 | 1,912,000 | 2,638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 1,422,000 | 1,912,000 | 2,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,758,000 | 20,184,000 | 19,923,000 | 20,431,000 |
| Total capital | 21,138,000 | — | — | — |
| Risk-weighted assets | 109,672,000 | — | — | — |