Call reports 2019
TRIAD BANK, NATIONAL ASSOCIATION — 2019
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 160,656,000 | 165,458,000 | 181,627,000 | 153,308,000 |
| Total loans | 133,434,000 | 133,884,000 | 132,705,000 | 135,567,000 |
| Allowance for loan losses | 2,705,000 | 1,978,000 | 1,968,000 | 2,045,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,701,000 | 144,742,000 | 160,208,000 | 131,791,000 |
| Interest-bearing deposits | 41,558,000 | 39,228,000 | 39,218,000 | 41,273,000 |
| Noninterest-bearing deposits | 98,143,000 | 105,514,000 | 120,990,000 | 90,518,000 |
| Equity capital | 19,102,000 | 18,812,000 | 19,506,000 | 19,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 4,034,000 | 6,128,000 | 8,212,000 |
| Interest expense | 152,000 | 293,000 | 429,000 | 557,000 |
| Net interest income | 1,816,000 | 3,741,000 | 5,699,000 | 7,655,000 |
| Noninterest income | 155,000 | 203,000 | 251,000 | 308,000 |
| Noninterest expense | 1,130,000 | 2,299,000 | 3,536,000 | 5,029,000 |
| Provision for loan losses | 100,000 | 175,000 | 250,000 | 325,000 |
| Pretax income | 741,000 | 1,470,000 | 2,164,000 | 2,609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 741,000 | 1,470,000 | 2,164,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,102,000 | 18,812,000 | 19,506,000 | 19,678,000 |
| Total capital | 20,391,000 | 20,104,000 | 20,839,000 | 21,011,000 |
| Risk-weighted assets | 101,766,000 | 102,695,000 | 106,046,000 | 105,952,000 |