Call reports 2016
TRIAD BANK, NATIONAL ASSOCIATION — 2016
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 162,468,000 | 162,828,000 | 180,085,000 | 149,978,000 |
| Total loans | 139,032,000 | 136,440,000 | 136,225,000 | 138,117,000 |
| Allowance for loan losses | 2,312,000 | 2,081,000 | 2,203,000 | 2,200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,093,000 | 142,839,000 | 159,736,000 | 126,666,000 |
| Interest-bearing deposits | 48,012,000 | 44,506,000 | 46,332,000 | 42,659,000 |
| Noninterest-bearing deposits | 94,081,000 | 98,333,000 | 113,404,000 | 84,007,000 |
| Equity capital | 16,818,000 | 16,445,000 | 16,826,000 | 17,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,448,000 | 5,185,000 | 6,954,000 |
| Interest expense | 102,000 | 197,000 | 298,000 | 399,000 |
| Net interest income | 1,626,000 | 3,251,000 | 4,887,000 | 6,555,000 |
| Noninterest income | 61,000 | 126,000 | 179,000 | 235,000 |
| Noninterest expense | 1,016,000 | 2,049,000 | 3,090,000 | 4,186,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 360,000 |
| Pretax income | 551,000 | 1,088,000 | 1,616,000 | 2,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 551,000 | 1,088,000 | 1,616,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,818,000 | 16,445,000 | 16,826,000 | 17,326,000 |
| Total capital | 18,115,000 | 17,687,000 | 18,116,000 | 18,578,000 |
| Risk-weighted assets | 102,659,000 | 98,488,000 | 102,255,000 | 99,199,000 |