Call reports 2015
TRIAD BANK, NATIONAL ASSOCIATION — 2015
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,640,000 | 168,900,000 | 178,427,000 | 156,349,000 |
| Total loans | 143,570,000 | 140,186,000 | 136,520,000 | 136,038,000 |
| Allowance for loan losses | 1,914,000 | 2,012,000 | 2,140,000 | 2,198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,184,000 | 148,520,000 | 157,459,000 | 136,501,000 |
| Interest-bearing deposits | 57,601,000 | 50,142,000 | 52,082,000 | 47,455,000 |
| Noninterest-bearing deposits | 88,583,000 | 98,378,000 | 105,377,000 | 89,046,000 |
| Equity capital | 16,316,000 | 16,640,000 | 17,238,000 | 16,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,788,000 | 3,574,000 | 5,327,000 | 7,015,000 |
| Interest expense | 118,000 | 230,000 | 337,000 | 442,000 |
| Net interest income | 1,670,000 | 3,344,000 | 4,990,000 | 6,573,000 |
| Noninterest income | 58,000 | 136,000 | 214,000 | 178,000 |
| Noninterest expense | 1,031,000 | 2,061,000 | 3,067,000 | 3,894,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 577,000 | 1,179,000 | 1,777,000 | 2,377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 577,000 | 1,179,000 | 1,777,000 | 2,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,316,000 | 16,640,000 | 17,238,000 | 16,267,000 |
| Total capital | 18,020,000 | 17,989,000 | 18,673,000 | 17,669,000 |
| Risk-weighted assets | 136,087,000 | 107,224,000 | 114,125,000 | 111,404,000 |