Call reports 2014
TRIAD BANK, NATIONAL ASSOCIATION — 2014
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 174,804,000 | 175,617,000 | 186,944,000 | 159,340,000 |
| Total loans | 133,436,000 | 136,624,000 | 138,278,000 | 141,674,000 |
| Allowance for loan losses | 1,630,000 | 1,717,000 | 1,823,000 | 1,794,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,638,000 | 155,966,000 | 166,713,000 | 138,713,000 |
| Interest-bearing deposits | 63,700,000 | 62,123,000 | 60,356,000 | 56,396,000 |
| Noninterest-bearing deposits | 91,938,000 | 93,843,000 | 106,357,000 | 82,317,000 |
| Equity capital | 15,030,000 | 15,572,000 | 16,130,000 | 16,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,421,000 | 5,161,000 | 6,968,000 |
| Interest expense | 148,000 | 296,000 | 427,000 | 552,000 |
| Net interest income | 1,552,000 | 3,125,000 | 4,734,000 | 6,416,000 |
| Noninterest income | 50,000 | 116,000 | 180,000 | 228,000 |
| Noninterest expense | 944,000 | 1,921,000 | 2,916,000 | 3,939,000 |
| Provision for loan losses | 145,000 | 265,000 | 385,000 | 505,000 |
| Pretax income | 515,000 | 1,057,000 | 1,615,000 | 2,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 1,057,000 | 1,615,000 | 2,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,012,000 | 15,554,000 | 16,113,000 | 16,703,000 |
| Total capital | 16,363,000 | 17,000,000 | 17,557,000 | 18,098,000 |
| Risk-weighted assets | 107,838,000 | 115,429,000 | 115,110,000 | 111,165,000 |