Call reports 2013
TRIAD BANK, NATIONAL ASSOCIATION — 2013
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 166,768,000 | 188,460,000 | 189,343,000 | 170,018,000 |
| Total loans | 132,848,000 | 131,371,000 | 132,721,000 | 132,472,000 |
| Allowance for loan losses | 2,031,000 | 1,307,000 | 1,418,000 | 1,538,000 |
| Securities available for sale | 3,108,000 | 3,072,000 | 2,038,000 | 2,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,462,000 | 169,091,000 | 169,498,000 | 149,884,000 |
| Interest-bearing deposits | 75,521,000 | 78,524,000 | 73,710,000 | 67,425,000 |
| Noninterest-bearing deposits | 69,941,000 | 90,567,000 | 95,788,000 | 82,459,000 |
| Equity capital | 14,844,000 | 14,978,000 | 15,475,000 | 15,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,474,000 | 5,242,000 | 6,995,000 |
| Interest expense | 267,000 | 509,000 | 730,000 | 928,000 |
| Net interest income | 1,482,000 | 2,965,000 | 4,512,000 | 6,067,000 |
| Noninterest income | 69,000 | 317,000 | 224,000 | 276,000 |
| Noninterest expense | 974,000 | 1,980,000 | 2,970,000 | 3,912,000 |
| Provision for loan losses | 110,000 | 230,000 | 350,000 | 470,000 |
| Pretax income | 467,000 | 1,072,000 | 1,599,000 | 2,144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 1,072,000 | 1,599,000 | 2,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,723,000 | 14,891,000 | 15,419,000 | 15,965,000 |
| Total capital | 16,085,000 | 16,198,000 | 16,800,000 | 17,302,000 |
| Risk-weighted assets | 108,311,000 | 108,767,000 | 110,455,000 | 106,792,000 |