Call reports 2012
TRIAD BANK, NATIONAL ASSOCIATION — 2012
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,293,000 | 161,808,000 | 178,719,000 | 158,422,000 |
| Total loans | 123,657,000 | 119,614,000 | 125,188,000 | 134,483,000 |
| Allowance for loan losses | 1,867,000 | 1,881,000 | 1,972,000 | 1,920,000 |
| Securities available for sale | 3,237,000 | 3,205,000 | 3,175,000 | 3,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,974,000 | 140,567,000 | 157,318,000 | 137,306,000 |
| Interest-bearing deposits | 96,395,000 | 95,559,000 | 93,804,000 | 81,986,000 |
| Noninterest-bearing deposits | 42,579,000 | 45,008,000 | 63,513,000 | 55,320,000 |
| Equity capital | 14,682,000 | 14,604,000 | 14,747,000 | 14,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,216,000 | 4,838,000 | 6,648,000 |
| Interest expense | 320,000 | 648,000 | 992,000 | 1,319,000 |
| Net interest income | 1,338,000 | 2,568,000 | 3,846,000 | 5,329,000 |
| Noninterest income | 87,000 | 172,000 | 265,000 | 351,000 |
| Noninterest expense | 936,000 | 1,877,000 | 2,845,000 | 3,826,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 380,000 |
| Pretax income | 399,000 | 683,000 | 996,000 | 1,474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 683,000 | 996,000 | 1,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,444,000 | 14,396,000 | 14,566,000 | 14,491,000 |
| Total capital | 15,775,000 | 15,725,000 | 15,935,000 | 15,826,000 |
| Risk-weighted assets | 105,963,000 | 105,729,000 | 108,898,000 | 106,228,000 |