Call reports 2011
TRIAD BANK, NATIONAL ASSOCIATION — 2011
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 153,540,000 | 152,107,000 | 158,151,000 | 148,814,000 |
| Total loans | 120,571,000 | 123,261,000 | 128,065,000 | 128,460,000 |
| Allowance for loan losses | 1,527,000 | 1,606,000 | 1,696,000 | 1,786,000 |
| Securities available for sale | 3,306,000 | 3,319,000 | 3,307,000 | 3,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,217,000 | 130,189,000 | 136,291,000 | 127,562,000 |
| Interest-bearing deposits | 94,510,000 | 92,418,000 | 97,974,000 | 91,143,000 |
| Noninterest-bearing deposits | 36,707,000 | 37,771,000 | 38,317,000 | 36,419,000 |
| Equity capital | 14,632,000 | 14,568,000 | 14,647,000 | 14,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,246,000 | 4,953,000 | 6,674,000 |
| Interest expense | 324,000 | 651,000 | 987,000 | 1,322,000 |
| Net interest income | 1,292,000 | 2,595,000 | 3,966,000 | 5,352,000 |
| Noninterest income | 78,000 | 160,000 | 241,000 | 394,000 |
| Noninterest expense | 886,000 | 1,800,000 | 2,697,000 | 3,610,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 394,000 | 775,000 | 1,240,000 | 1,776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 394,000 | 775,000 | 1,240,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,334,000 | 14,254,000 | 14,343,000 | 14,022,000 |
| Total capital | 15,680,000 | 15,561,000 | 15,680,000 | 15,358,000 |
| Risk-weighted assets | 107,523,000 | 104,241,000 | 106,599,000 | 106,456,000 |