Call reports 2010
TRIAD BANK, NATIONAL ASSOCIATION — 2010
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 137,211,000 | 150,696,000 | 151,767,000 | 142,113,000 |
| Total loans | 115,748,000 | 121,799,000 | 117,330,000 | 124,159,000 |
| Allowance for loan losses | 1,296,000 | 1,333,000 | 1,423,000 | 1,437,000 |
| Securities available for sale | 9,371,000 | 10,786,000 | 4,147,000 | 3,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,568,000 | 128,239,000 | 129,752,000 | 119,956,000 |
| Interest-bearing deposits | 81,663,000 | 95,931,000 | 99,194,000 | 90,625,000 |
| Noninterest-bearing deposits | 32,905,000 | 32,308,000 | 30,558,000 | 29,332,000 |
| Equity capital | 13,549,000 | 13,879,000 | 13,940,000 | 14,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,146,000 | 4,839,000 | 6,460,000 |
| Interest expense | 373,000 | 752,000 | 1,126,000 | 1,477,000 |
| Net interest income | 1,152,000 | 2,394,000 | 3,713,000 | 4,983,000 |
| Noninterest income | 66,000 | 126,000 | 189,000 | 252,000 |
| Noninterest expense | 889,000 | 1,773,000 | 2,673,000 | 3,562,000 |
| Provision for loan losses | 55,000 | 115,000 | 205,000 | 255,000 |
| Pretax income | 274,000 | 717,000 | 1,110,000 | 1,504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 717,000 | 1,110,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,199,000 | 13,337,000 | 13,543,000 | 13,939,000 |
| Total capital | 14,449,000 | 14,670,000 | 14,914,000 | 15,316,000 |
| Risk-weighted assets | 99,969,000 | 108,416,000 | 109,597,000 | 110,066,000 |