Call reports 2008
TRIAD BANK, NATIONAL ASSOCIATION — 2008
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 100,225,000 | 110,453,000 | 117,254,000 | 120,165,000 |
| Total loans | 91,110,000 | 90,569,000 | 99,540,000 | 104,110,000 |
| Allowance for loan losses | 988,000 | 998,000 | 1,023,000 | 895,000 |
| Securities available for sale | 0 | 0 | 0 | 6,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,275,000 | 87,308,000 | 94,307,000 | 94,496,000 |
| Interest-bearing deposits | 62,333,000 | 67,063,000 | 64,501,000 | 65,573,000 |
| Noninterest-bearing deposits | 20,942,000 | 20,245,000 | 29,806,000 | 28,923,000 |
| Equity capital | 13,095,000 | 12,864,000 | 12,920,000 | 13,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,083,000 | 4,579,000 | 6,010,000 |
| Interest expense | 651,000 | 1,285,000 | 1,917,000 | 2,462,000 |
| Net interest income | 990,000 | 1,798,000 | 2,662,000 | 3,548,000 |
| Noninterest income | 25,000 | 95,000 | 148,000 | 242,000 |
| Noninterest expense | 670,000 | 1,373,000 | 2,073,000 | 2,845,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 315,000 | 460,000 | 647,000 | 795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 460,000 | 647,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,095,000 | 12,864,000 | 12,875,000 | 12,908,000 |
| Total capital | 14,083,000 | 13,862,000 | 13,898,000 | 13,803,000 |
| Risk-weighted assets | 85,136,000 | 87,922,000 | 96,186,000 | 98,182,000 |