Call reports 2007
TRIAD BANK, NATIONAL ASSOCIATION — 2007
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,637,000 | 95,676,000 | 96,116,000 | 103,376,000 |
| Total loans | 80,267,000 | 78,526,000 | 82,083,000 | 87,644,000 |
| Allowance for loan losses | 880,000 | 893,000 | 1,034,000 | 1,032,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,327,000 | 79,972,000 | 79,527,000 | 86,705,000 |
| Interest-bearing deposits | 54,698,000 | 56,700,000 | 58,830,000 | 62,045,000 |
| Noninterest-bearing deposits | 25,629,000 | 23,272,000 | 20,697,000 | 24,660,000 |
| Equity capital | 12,359,000 | 12,594,000 | 12,827,000 | 12,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,680,000 | 3,428,000 | 5,209,000 | 7,018,000 |
| Interest expense | 654,000 | 1,344,000 | 2,065,000 | 2,802,000 |
| Net interest income | 1,026,000 | 2,084,000 | 3,144,000 | 4,216,000 |
| Noninterest income | 61,000 | 106,000 | 151,000 | 199,000 |
| Noninterest expense | 683,000 | 1,380,000 | 2,082,000 | 2,672,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 374,000 | 750,000 | 1,123,000 | 1,623,000 |
| Income tax | 141,000 | 282,000 | 422,000 | 900,000 |
| Net income | 233,000 | 468,000 | 701,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,359,000 | 12,594,000 | 12,827,000 | 12,780,000 |
| Total capital | 13,239,000 | 13,487,000 | 13,773,000 | 13,799,000 |
| Risk-weighted assets | 71,598,000 | 71,397,000 | 75,598,000 | 81,485,000 |