Call reports 2006
TRIAD BANK, NATIONAL ASSOCIATION — 2006
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 92,121,000 | 93,978,000 | 94,279,000 | 99,546,000 |
| Total loans | 76,804,000 | 76,424,000 | 78,979,000 | 78,491,000 |
| Allowance for loan losses | 823,000 | 835,000 | 866,000 | 874,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,403,000 | 77,884,000 | 78,271,000 | 84,784,000 |
| Interest-bearing deposits | 54,948,000 | 55,804,000 | 56,434,000 | 56,179,000 |
| Noninterest-bearing deposits | 21,455,000 | 22,080,000 | 21,837,000 | 28,605,000 |
| Equity capital | 11,332,000 | 11,554,000 | 11,759,000 | 12,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,103,000 | 4,783,000 | 6,628,000 |
| Interest expense | 542,000 | 1,125,000 | 1,789,000 | 2,484,000 |
| Net interest income | 982,000 | 1,978,000 | 2,994,000 | 4,144,000 |
| Noninterest income | 38,000 | 80,000 | 107,000 | 151,000 |
| Noninterest expense | 627,000 | 1,305,000 | 1,999,000 | 2,563,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 363,000 | 693,000 | 1,012,000 | 1,622,000 |
| Income tax | 148,000 | 256,000 | 370,000 | 613,000 |
| Net income | 215,000 | 437,000 | 642,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,332,000 | 11,554,000 | 11,759,000 | 12,126,000 |
| Total capital | 12,155,000 | 12,389,000 | 12,625,000 | 13,000,000 |
| Risk-weighted assets | 69,029,000 | 67,551,000 | 72,732,000 | 71,713,000 |