Call reports 2005
TRIAD BANK, NATIONAL ASSOCIATION — 2005
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 104,448,000 | 92,190,000 | 94,624,000 | 105,154,000 |
| Total loans | 82,043,000 | 81,939,000 | 81,072,000 | 80,006,000 |
| Allowance for loan losses | 573,000 | 644,000 | 606,000 | 812,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,410,000 | 79,022,000 | 79,845,000 | 90,115,000 |
| Interest-bearing deposits | 57,628,000 | 57,987,000 | 57,102,000 | 55,824,000 |
| Noninterest-bearing deposits | 33,782,000 | 21,035,000 | 22,743,000 | 34,291,000 |
| Equity capital | 10,620,000 | 10,743,000 | 10,873,000 | 11,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,598,000 | 4,025,000 | 5,682,000 |
| Interest expense | 384,000 | 835,000 | 1,345,000 | 1,884,000 |
| Net interest income | 882,000 | 1,763,000 | 2,680,000 | 3,798,000 |
| Noninterest income | 47,000 | 89,000 | 131,000 | 190,000 |
| Noninterest expense | 633,000 | 1,301,000 | 1,971,000 | 2,551,000 |
| Provision for loan losses | 72,000 | 144,000 | 216,000 | 420,000 |
| Pretax income | 224,000 | 407,000 | 624,000 | 1,017,000 |
| Income tax | 83,000 | 143,000 | 230,000 | 378,000 |
| Net income | 141,000 | 264,000 | 394,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,620,000 | 10,743,000 | 10,873,000 | 11,117,000 |
| Total capital | 11,193,000 | 11,387,000 | 11,479,000 | 11,929,000 |
| Risk-weighted assets | 69,861,000 | 68,547,000 | 70,517,000 | 75,291,000 |