Call reports 2004
TRIAD BANK, NATIONAL ASSOCIATION — 2004
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 83,799,000 | 84,800,000 | 87,818,000 | 88,630,000 |
| Total loans | 72,035,000 | 75,127,000 | 75,625,000 | 83,731,000 |
| Allowance for loan losses | 412,000 | 411,000 | 461,000 | 505,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,411,000 | 74,284,000 | 77,155,000 | 73,538,000 |
| Interest-bearing deposits | 50,518,000 | 53,569,000 | 53,065,000 | 52,956,000 |
| Noninterest-bearing deposits | 22,893,000 | 20,715,000 | 24,090,000 | 20,582,000 |
| Equity capital | 10,139,000 | 10,227,000 | 10,309,000 | 10,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,179,000 | 3,303,000 | 4,521,000 |
| Interest expense | 230,000 | 471,000 | 728,000 | 1,034,000 |
| Net interest income | 865,000 | 1,708,000 | 2,575,000 | 3,487,000 |
| Noninterest income | 56,000 | 111,000 | 171,000 | 216,000 |
| Noninterest expense | 673,000 | 1,356,000 | 2,045,000 | 2,699,000 |
| Provision for loan losses | 72,000 | 144,000 | 216,000 | 288,000 |
| Pretax income | 176,000 | 319,000 | 485,000 | 716,000 |
| Income tax | 64,000 | 119,000 | 203,000 | 264,000 |
| Net income | 112,000 | 200,000 | 282,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,139,000 | 10,227,000 | 10,309,000 | 10,479,000 |
| Total capital | 10,551,000 | 10,638,000 | 10,770,000 | 10,984,000 |
| Risk-weighted assets | 60,683,000 | 61,988,000 | 63,732,000 | 69,475,000 |