Call reports 2003
TRIAD BANK, NATIONAL ASSOCIATION — 2003
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 89,341,000 | 90,636,000 | 84,109,000 | 99,553,000 |
| Total loans | 74,006,000 | 79,169,000 | 77,121,000 | 77,175,000 |
| Allowance for loan losses | 396,000 | 425,000 | 391,000 | 387,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,382,000 | 80,514,000 | 70,932,000 | 89,268,000 |
| Interest-bearing deposits | 52,631,000 | 55,604,000 | 50,508,000 | 52,025,000 |
| Noninterest-bearing deposits | 26,751,000 | 24,910,000 | 20,424,000 | 37,243,000 |
| Equity capital | 9,647,000 | 9,799,000 | 9,920,000 | 10,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,544,000 | 3,792,000 | 5,009,000 |
| Interest expense | 379,000 | 732,000 | 1,087,000 | 1,331,000 |
| Net interest income | 879,000 | 1,812,000 | 2,705,000 | 3,678,000 |
| Noninterest income | 57,000 | 111,000 | 159,000 | 222,000 |
| Noninterest expense | 658,000 | 1,313,000 | 1,985,000 | 2,635,000 |
| Provision for loan losses | 72,000 | 144,000 | 216,000 | 424,000 |
| Pretax income | 206,000 | 466,000 | 663,000 | 841,000 |
| Income tax | 77,000 | 185,000 | 261,000 | 332,000 |
| Net income | 129,000 | 281,000 | 402,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,647,000 | 9,799,000 | 9,920,000 | 10,027,000 |
| Total capital | 10,043,000 | 10,224,000 | 10,311,000 | 10,414,000 |
| Risk-weighted assets | 63,945,000 | 69,698,000 | 60,464,000 | 66,564,000 |