Call reports 2002
TRIAD BANK, NATIONAL ASSOCIATION — 2002
What TRIAD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,950,000 | 98,676,000 | 102,722,000 | 105,158,000 |
| Total loans | 78,189,000 | 74,914,000 | 70,805,000 | 72,005,000 |
| Allowance for loan losses | 513,000 | 484,000 | 405,000 | 436,000 |
| Securities available for sale | 115,000 | 116,000 | 116,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,575,000 | 89,195,000 | 93,143,000 | 95,283,000 |
| Interest-bearing deposits | 64,678,000 | 64,600,000 | 64,345,000 | 61,845,000 |
| Noninterest-bearing deposits | 24,897,000 | 24,595,000 | 28,798,000 | 33,438,000 |
| Equity capital | 9,984,000 | 9,125,000 | 9,292,000 | 9,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,121,000 | 4,579,000 | 5,997,000 |
| Interest expense | 627,000 | 1,189,000 | 1,723,000 | 2,189,000 |
| Net interest income | 952,000 | 1,932,000 | 2,856,000 | 3,808,000 |
| Noninterest income | 17,000 | -13,000 | 51,000 | 169,000 |
| Noninterest expense | 655,000 | 1,339,000 | 2,001,000 | 2,635,000 |
| Provision for loan losses | 72,000 | 144,000 | 216,000 | 288,000 |
| Pretax income | 242,000 | 436,000 | 690,000 | 1,054,000 |
| Income tax | 92,000 | 122,000 | 208,000 | 346,000 |
| Net income | 150,000 | 314,000 | 482,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,985,000 | 9,125,000 | 9,292,000 | 9,518,000 |
| Total capital | 10,498,000 | 9,609,000 | 9,697,000 | 9,954,000 |
| Risk-weighted assets | 67,434,000 | 63,804,000 | 62,440,000 | 64,393,000 |