Call reports 2020
EAGLE COMMUNITY BANK — 2020
What EAGLE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 27,493,000 | 33,943,000 | 34,527,000 | 35,585,000 |
| Total loans | 22,039,000 | 29,857,000 | 30,081,000 | 28,674,000 |
| Allowance for loan losses | 169,000 | 212,000 | 212,000 | 212,000 |
| Securities available for sale | 102,000 | 100,000 | 100,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,062,000 | 25,367,000 | 25,946,000 | 28,985,000 |
| Interest-bearing deposits | 19,194,000 | 18,378,000 | 19,189,000 | 22,266,000 |
| Noninterest-bearing deposits | 5,868,000 | 6,989,000 | 6,757,000 | 6,719,000 |
| Equity capital | 2,270,000 | 2,586,000 | 2,606,000 | 2,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 1,007,000 | 1,328,000 | 1,644,000 |
| Interest expense | 28,000 | 68,000 | 98,000 | 128,000 |
| Net interest income | 292,000 | 939,000 | 1,230,000 | 1,516,000 |
| Noninterest income | 108,000 | 114,000 | 127,000 | 119,000 |
| Noninterest expense | 279,000 | 573,000 | 857,000 | 1,114,000 |
| Provision for loan losses | 0 | 43,000 | 43,000 | 43,000 |
| Pretax income | 121,000 | 437,000 | 457,000 | 478,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 120,000 | 436,000 | 456,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,269,000 | 2,586,000 | 2,606,000 | 2,627,000 |
| Total capital | 2,438,000 | 2,798,000 | — | — |
| Risk-weighted assets | 18,038,000 | 19,306,000 | — | — |