Call reports 2019
EAGLE COMMUNITY BANK — 2019
What EAGLE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 25,373,000 | 25,032,000 | 25,772,000 | 25,243,000 |
| Total loans | 20,522,000 | 20,249,000 | 20,412,000 | 21,455,000 |
| Allowance for loan losses | 167,000 | 168,000 | 168,000 | 169,000 |
| Securities available for sale | 100,000 | 101,000 | 101,000 | 101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,024,000 | 22,726,000 | 23,528,000 | 22,995,000 |
| Interest-bearing deposits | 18,025,000 | 17,546,000 | 18,497,000 | 18,637,000 |
| Noninterest-bearing deposits | 4,999,000 | 5,180,000 | 5,031,000 | 4,358,000 |
| Equity capital | 2,162,000 | 2,176,000 | 2,149,000 | 2,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 650,000 | 978,000 | 1,319,000 |
| Interest expense | 51,000 | 98,000 | 139,000 | 171,000 |
| Net interest income | 271,000 | 552,000 | 839,000 | 1,148,000 |
| Noninterest income | 3,000 | 18,000 | -21,000 | -60,000 |
| Noninterest expense | 239,000 | 520,000 | 796,000 | 1,064,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 35,000 | 49,000 | 21,000 | 23,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 34,000 | 48,000 | 20,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,163,000 | 2,176,000 | 2,149,000 | 2,149,000 |
| Total capital | 2,330,000 | 2,344,000 | 2,317,000 | 2,318,000 |
| Risk-weighted assets | 16,808,000 | 16,996,000 | 16,688,000 | 17,953,000 |