Call reports 2018
EAGLE COMMUNITY BANK — 2018
What EAGLE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 24,749,000 | 25,674,000 | 24,711,000 | 24,694,000 |
| Total loans | 20,549,000 | 20,791,000 | 21,423,000 | 21,116,000 |
| Allowance for loan losses | 167,000 | 171,000 | 167,000 | 167,000 |
| Securities available for sale | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,502,000 | 23,417,000 | 22,375,000 | 22,458,000 |
| Interest-bearing deposits | 17,975,000 | 18,897,000 | 17,938,000 | 17,551,000 |
| Noninterest-bearing deposits | 4,527,000 | 4,520,000 | 4,437,000 | 4,907,000 |
| Equity capital | 2,112,000 | 2,158,000 | 2,181,000 | 2,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 610,000 | 938,000 | 1,264,000 |
| Interest expense | 34,000 | 78,000 | 124,000 | 176,000 |
| Net interest income | 262,000 | 532,000 | 814,000 | 1,088,000 |
| Noninterest income | 11,000 | -45,000 | -91,000 | -88,000 |
| Noninterest expense | 226,000 | 491,000 | 871,000 | 1,202,000 |
| Provision for loan losses | 5,000 | 9,000 | 42,000 | 42,000 |
| Pretax income | 42,000 | -13,000 | -190,000 | -244,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 41,000 | -13,000 | -190,000 | -244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,114,000 | 2,160,000 | 2,183,000 | 2,129,000 |
| Total capital | 2,281,000 | 2,331,000 | 2,350,000 | 2,296,000 |
| Risk-weighted assets | 17,547,000 | 17,780,000 | 17,898,000 | 17,557,000 |