Call reports 2017
EAGLE COMMUNITY BANK — 2017
What EAGLE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 23,486,000 | 22,338,000 | 23,301,000 | 23,712,000 |
| Total loans | 17,388,000 | 17,982,000 | 18,748,000 | 19,357,000 |
| Allowance for loan losses | 136,000 | 136,000 | 136,000 | 162,000 |
| Securities available for sale | 113,000 | 110,000 | 106,000 | 102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,134,000 | 21,048,000 | 20,981,000 | 21,517,000 |
| Interest-bearing deposits | 16,415,000 | 16,666,000 | 16,071,000 | 16,864,000 |
| Noninterest-bearing deposits | 5,719,000 | 4,382,000 | 4,910,000 | 4,653,000 |
| Equity capital | 1,219,000 | 1,203,000 | 2,170,000 | 2,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 491,000 | 734,000 | 1,012,000 |
| Interest expense | 22,000 | 46,000 | 72,000 | 99,000 |
| Net interest income | 212,000 | 445,000 | 662,000 | 913,000 |
| Noninterest income | 60,000 | 65,000 | 28,000 | 15,000 |
| Noninterest expense | 240,000 | 494,000 | 740,000 | 1,049,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 40,000 |
| Pretax income | 18,000 | 2,000 | -64,000 | -161,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 17,000 | 1,000 | -65,000 | -162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,219,000 | 1,203,000 | 2,170,000 | 2,073,000 |
| Total capital | 1,355,000 | 1,339,000 | 2,306,000 | 2,235,000 |
| Risk-weighted assets | 14,566,000 | 15,133,000 | 15,786,000 | 15,699,000 |