Call reports 2016
EAGLE COMMUNITY BANK — 2016
What EAGLE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,550,000 | 22,716,000 | 22,953,000 | 22,199,000 |
| Total loans | 16,484,000 | 16,251,000 | 17,785,000 | 17,803,000 |
| Allowance for loan losses | 233,000 | 263,000 | 125,000 | 248,000 |
| Securities available for sale | 157,000 | 131,000 | 126,000 | 118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,207,000 | 21,354,000 | 21,600,000 | 20,941,000 |
| Interest-bearing deposits | 15,536,000 | 14,788,000 | 15,102,000 | 14,818,000 |
| Noninterest-bearing deposits | 6,671,000 | 6,566,000 | 6,498,000 | 6,123,000 |
| Equity capital | 1,282,000 | 1,311,000 | 1,276,000 | 1,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 481,000 | 774,000 | 1,023,000 |
| Interest expense | 23,000 | 45,000 | 67,000 | 89,000 |
| Net interest income | 200,000 | 436,000 | 707,000 | 934,000 |
| Noninterest income | 42,000 | 66,000 | -2,000 | -255,000 |
| Noninterest expense | 190,000 | 397,000 | 622,000 | 843,000 |
| Provision for loan losses | 0 | 24,000 | 37,000 | 160,000 |
| Pretax income | 52,000 | 81,000 | 46,000 | -324,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 51,000 | 80,000 | 45,000 | -325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,279,000 | 1,308,000 | 1,273,000 | 1,202,000 |
| Total capital | 1,452,000 | 1,484,000 | 1,398,000 | 1,368,000 |
| Risk-weighted assets | 13,829,000 | 13,998,000 | 14,822,000 | 13,201,000 |