Call reports 2015
EAGLE COMMUNITY BANK — 2015
What EAGLE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,590,000 | 20,974,000 | 21,343,000 | 20,875,000 |
| Total loans | 15,707,000 | 15,230,000 | 16,115,000 | 16,576,000 |
| Allowance for loan losses | 128,000 | 223,000 | 227,000 | 227,000 |
| Securities available for sale | 84,000 | 76,000 | 67,000 | 163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,099,000 | 19,627,000 | 19,878,000 | 19,595,000 |
| Interest-bearing deposits | 17,261,000 | 15,020,000 | 15,168,000 | 15,491,000 |
| Noninterest-bearing deposits | 4,838,000 | 4,607,000 | 4,710,000 | 4,104,000 |
| Equity capital | 1,274,000 | 1,250,000 | 1,288,000 | 1,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 450,000 | 674,000 | 920,000 |
| Interest expense | 26,000 | 51,000 | 75,000 | 97,000 |
| Net interest income | 196,000 | 399,000 | 599,000 | 823,000 |
| Noninterest income | -7,000 | 114,000 | 165,000 | 145,000 |
| Noninterest expense | 247,000 | 500,000 | 712,000 | 974,000 |
| Provision for loan losses | 23,000 | 118,000 | 118,000 | 118,000 |
| Pretax income | -81,000 | -105,000 | -66,000 | -124,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -82,000 | -106,000 | -67,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,271,000 | 1,247,000 | 1,286,000 | 1,228,000 |
| Total capital | 1,399,000 | 1,407,000 | 1,455,000 | 1,402,000 |
| Risk-weighted assets | 14,055,000 | 12,773,000 | 13,496,000 | 13,889,000 |