Call reports 2014
EAGLE COMMUNITY BANK — 2014
What EAGLE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 22,436,000 | 22,594,000 | 22,645,000 | 21,817,000 |
| Total loans | 16,228,000 | 16,222,000 | 16,844,000 | 16,888,000 |
| Allowance for loan losses | 173,000 | 173,000 | 172,000 | 173,000 |
| Securities available for sale | 130,000 | 120,000 | 100,000 | 92,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,173,000 | 21,309,000 | 21,310,000 | 20,424,000 |
| Interest-bearing deposits | 17,321,000 | 17,599,000 | 17,458,000 | 16,534,000 |
| Noninterest-bearing deposits | 3,852,000 | 3,710,000 | 3,852,000 | 3,890,000 |
| Equity capital | 1,130,000 | 1,166,000 | 1,185,000 | 1,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 477,000 | 722,000 | 971,000 |
| Interest expense | 31,000 | 62,000 | 92,000 | 120,000 |
| Net interest income | 208,000 | 415,000 | 630,000 | 851,000 |
| Noninterest income | 32,000 | 46,000 | 42,000 | 106,000 |
| Noninterest expense | 234,000 | 469,000 | 693,000 | 965,000 |
| Provision for loan losses | 0 | 0 | -34,000 | -43,000 |
| Pretax income | 6,000 | -8,000 | 13,000 | 35,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | -8,000 | 13,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,125,000 | 1,160,000 | 1,181,000 | 1,253,000 |
| Total capital | 1,298,000 | 1,330,000 | 1,353,000 | 1,424,000 |
| Risk-weighted assets | 14,059,000 | 13,590,000 | 14,220,000 | 13,805,000 |