Call reports 2013
EAGLE COMMUNITY BANK — 2013
What EAGLE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 20,340,000 | 20,848,000 | 20,997,000 | 20,638,000 |
| Total loans | 14,438,000 | 14,778,000 | 15,475,000 | 15,837,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 1,019,000 | 919,000 | 859,000 | 142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,177,000 | 19,669,000 | 19,752,000 | 19,457,000 |
| Interest-bearing deposits | 15,946,000 | 16,137,000 | 16,424,000 | 16,294,000 |
| Noninterest-bearing deposits | 3,231,000 | 3,532,000 | 3,328,000 | 3,163,000 |
| Equity capital | 1,080,000 | 1,076,000 | 1,111,000 | 1,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 441,000 | 681,000 | 922,000 |
| Interest expense | 46,000 | 92,000 | 135,000 | 172,000 |
| Net interest income | 169,000 | 349,000 | 546,000 | 750,000 |
| Noninterest income | 41,000 | 78,000 | 110,000 | -108,000 |
| Noninterest expense | 415,000 | 653,000 | 904,000 | 1,043,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -205,000 | -226,000 | -248,000 | -397,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -206,000 | -227,000 | -249,000 | -398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,049,000 | 1,064,000 | 1,091,000 | 1,093,000 |
| Total capital | 1,222,000 | 1,237,000 | 1,264,000 | 1,266,000 |
| Risk-weighted assets | 14,425,000 | 14,755,000 | 14,748,000 | 14,285,000 |