Call reports 2012
EAGLE COMMUNITY BANK — 2012
What EAGLE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 20,918,000 | 20,340,000 | 20,497,000 | 19,612,000 |
| Total loans | 13,004,000 | 13,325,000 | 13,503,000 | 13,857,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 1,381,000 | 1,292,000 | 1,222,000 | 1,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,714,000 | 19,151,000 | 19,320,000 | 18,493,000 |
| Interest-bearing deposits | 16,900,000 | 16,254,000 | 16,331,000 | 15,495,000 |
| Noninterest-bearing deposits | 2,814,000 | 2,897,000 | 2,989,000 | 2,998,000 |
| Equity capital | 1,018,000 | 1,122,000 | 1,067,000 | 1,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 437,000 | 652,000 | 872,000 |
| Interest expense | 59,000 | 113,000 | 164,000 | 213,000 |
| Net interest income | 161,000 | 324,000 | 488,000 | 659,000 |
| Noninterest income | -106,000 | 71,000 | 107,000 | 188,000 |
| Noninterest expense | 391,000 | 832,000 | 1,175,000 | 1,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -336,000 | -437,000 | -580,000 | -648,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | -338,000 | -439,000 | -582,000 | -650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 992,000 | 1,092,000 | 1,023,000 | 1,056,000 |
| Total capital | 1,165,000 | 1,265,000 | 1,196,000 | 1,229,000 |
| Risk-weighted assets | 14,936,000 | 14,995,000 | 14,816,000 | 14,576,000 |