Call reports 2011
EAGLE COMMUNITY BANK — 2011
What EAGLE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,570,000 | 24,096,000 | 22,964,000 | 21,248,000 |
| Total loans | 18,055,000 | 16,491,000 | 14,869,000 | 13,737,000 |
| Allowance for loan losses | 470,000 | 179,000 | 173,000 | 173,000 |
| Securities available for sale | 1,213,000 | 1,143,000 | 1,082,000 | 1,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,551,000 | 22,699,000 | 21,662,000 | 20,043,000 |
| Interest-bearing deposits | 20,552,000 | 19,412,000 | 18,842,000 | 17,553,000 |
| Noninterest-bearing deposits | 2,999,000 | 3,287,000 | 2,820,000 | 2,490,000 |
| Equity capital | 1,474,000 | 1,355,000 | 1,255,000 | 1,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 538,000 | 860,000 | 1,095,000 |
| Interest expense | 97,000 | 185,000 | 264,000 | 330,000 |
| Net interest income | 163,000 | 353,000 | 596,000 | 765,000 |
| Noninterest income | -116,000 | -117,000 | -57,000 | -238,000 |
| Noninterest expense | 296,000 | 679,000 | 1,092,000 | 1,380,000 |
| Provision for loan losses | 34,000 | -25,000 | -25,000 | -25,000 |
| Pretax income | -283,000 | -418,000 | -528,000 | -828,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -283,000 | -418,000 | -528,000 | -828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,475,000 | 1,340,000 | 1,231,000 | 1,131,000 |
| Total capital | 1,702,000 | 1,519,000 | 1,404,000 | 1,304,000 |
| Risk-weighted assets | 17,919,000 | 18,384,000 | 16,524,000 | 15,302,000 |