Call reports 2010
EAGLE COMMUNITY BANK — 2010
What EAGLE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 27,595,000 | 26,878,000 | 27,747,000 | 25,325,000 |
| Total loans | 20,887,000 | 20,412,000 | 19,856,000 | 18,223,000 |
| Allowance for loan losses | 317,000 | 461,000 | 231,000 | 501,000 |
| Securities available for sale | 310,000 | 277,000 | 1,472,000 | 1,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,774,000 | 22,992,000 | 24,447,000 | 22,501,000 |
| Interest-bearing deposits | 21,188,000 | 20,684,000 | 21,777,000 | 20,400,000 |
| Noninterest-bearing deposits | 2,586,000 | 2,308,000 | 2,670,000 | 2,101,000 |
| Equity capital | 2,254,000 | 2,312,000 | 2,214,000 | 1,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 628,000 | 937,000 | 1,184,000 |
| Interest expense | 115,000 | 228,000 | 337,000 | 443,000 |
| Net interest income | 196,000 | 400,000 | 600,000 | 741,000 |
| Noninterest income | 23,000 | 30,000 | -60,000 | -203,000 |
| Noninterest expense | 313,000 | 642,000 | 996,000 | 1,270,000 |
| Provision for loan losses | 0 | 175,000 | 25,000 | 204,000 |
| Pretax income | -94,000 | -387,000 | -481,000 | -936,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -94,000 | -387,000 | -481,000 | -936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,251,000 | 2,308,000 | 2,214,000 | 1,759,000 |
| Total capital | 2,531,000 | 2,574,000 | 2,445,000 | 2,000,000 |
| Risk-weighted assets | 22,435,000 | 21,084,000 | 20,938,000 | 19,008,000 |