Call reports 2009
EAGLE COMMUNITY BANK — 2009
What EAGLE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,773,000 | 30,078,000 | 30,648,000 | 27,377,000 |
| Total loans | 26,146,000 | 25,652,000 | 22,722,000 | 20,560,000 |
| Allowance for loan losses | 430,000 | 505,000 | 450,000 | 318,000 |
| Securities available for sale | 449,000 | 410,000 | 376,000 | 341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,440,000 | 23,874,000 | 24,553,000 | 23,464,000 |
| Interest-bearing deposits | 24,912,000 | 21,299,000 | 22,048,000 | 20,892,000 |
| Noninterest-bearing deposits | 2,528,000 | 2,575,000 | 2,505,000 | 2,572,000 |
| Equity capital | 2,702,000 | 2,610,000 | 2,506,000 | 2,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 836,000 | 1,228,000 | 1,588,000 |
| Interest expense | 212,000 | 397,000 | 565,000 | 703,000 |
| Net interest income | 183,000 | 439,000 | 663,000 | 885,000 |
| Noninterest income | 4,000 | -212,000 | -206,000 | -208,000 |
| Noninterest expense | 292,000 | 599,000 | 906,000 | 1,685,000 |
| Provision for loan losses | 0 | 75,000 | 102,000 | 102,000 |
| Pretax income | -105,000 | -447,000 | -551,000 | -1,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -105,000 | -447,000 | -551,000 | -1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,702,000 | 2,610,000 | 2,503,000 | 2,345,000 |
| Total capital | 3,043,000 | 2,935,000 | 2,818,000 | 2,639,000 |
| Risk-weighted assets | 27,212,000 | 25,756,000 | 25,074,000 | 23,197,000 |