Call reports 2008
EAGLE COMMUNITY BANK — 2008
What EAGLE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 32,524,000 | 33,107,000 | 31,209,000 | 34,222,000 |
| Total loans | 27,884,000 | 28,382,000 | 26,216,000 | 28,272,000 |
| Allowance for loan losses | 362,000 | 301,000 | 271,000 | 430,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,053,000 | 27,909,000 | 26,532,000 | 27,799,000 |
| Interest-bearing deposits | 24,540,000 | 24,947,000 | 23,749,000 | 24,594,000 |
| Noninterest-bearing deposits | 2,514,000 | 2,962,000 | 2,783,000 | 3,205,000 |
| Equity capital | 3,204,000 | 3,068,000 | 2,994,000 | 2,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,075,000 | 1,533,000 | 2,004,000 |
| Interest expense | 294,000 | 559,000 | 786,000 | 988,000 |
| Net interest income | 261,000 | 516,000 | 747,000 | 1,016,000 |
| Noninterest income | 7,000 | -7,000 | 19,000 | 24,000 |
| Noninterest expense | 222,000 | 450,000 | 738,000 | 1,017,000 |
| Provision for loan losses | 39,000 | 169,000 | 212,000 | 394,000 |
| Pretax income | 7,000 | -110,000 | -184,000 | -371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | -110,000 | -184,000 | -371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,204,000 | 3,068,000 | 2,994,000 | 2,807,000 |
| Total capital | 3,566,000 | 3,369,000 | 3,265,000 | 3,168,000 |
| Risk-weighted assets | 29,294,000 | 29,378,000 | 27,739,000 | 28,800,000 |