Call reports 2007
EAGLE COMMUNITY BANK — 2007
What EAGLE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,499,000 | 27,624,000 | 31,496,000 | 32,018,000 |
| Total loans | 25,306,000 | 24,866,000 | 26,543,000 | 27,801,000 |
| Allowance for loan losses | 312,000 | 321,000 | 323,000 | 323,000 |
| Securities available for sale | 0 | 0 | 708,000 | 709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,736,000 | 22,881,000 | 26,680,000 | 27,131,000 |
| Interest-bearing deposits | 22,165,000 | 20,895,000 | 24,620,000 | 24,764,000 |
| Noninterest-bearing deposits | 1,571,000 | 1,986,000 | 2,060,000 | 2,367,000 |
| Equity capital | 3,154,000 | 3,127,000 | 3,164,000 | 3,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,034,000 | 1,609,000 | 2,189,000 |
| Interest expense | 274,000 | 544,000 | 853,000 | 1,168,000 |
| Net interest income | 248,000 | 490,000 | 756,000 | 1,021,000 |
| Noninterest income | 0 | 7,000 | 15,000 | 20,000 |
| Noninterest expense | 179,000 | 423,000 | 638,000 | 875,000 |
| Provision for loan losses | 55,000 | 62,000 | 64,000 | 64,000 |
| Pretax income | 14,000 | 12,000 | 69,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 12,000 | 69,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,154,000 | 3,127,000 | 3,165,000 | 3,196,000 |
| Total capital | 3,466,000 | 3,448,000 | 3,488,000 | 3,519,000 |
| Risk-weighted assets | 25,908,000 | 25,176,000 | 27,974,000 | 28,957,000 |