Call reports 2006
EAGLE COMMUNITY BANK — 2006
What EAGLE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,153,000 | 26,155,000 | 27,428,000 | 29,304,000 |
| Total loans | 20,549,000 | 22,897,000 | 24,519,000 | 24,748,000 |
| Allowance for loan losses | 215,000 | 229,000 | 245,000 | 258,000 |
| Securities available for sale | 2,278,000 | 1,989,000 | 997,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,506,000 | 22,519,000 | 22,705,000 | 24,504,000 |
| Interest-bearing deposits | 20,731,000 | 21,165,000 | 21,026,000 | 22,763,000 |
| Noninterest-bearing deposits | 1,775,000 | 1,354,000 | 1,678,000 | 1,741,000 |
| Equity capital | 3,041,000 | 3,042,000 | 3,137,000 | 3,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 910,000 | 1,462,000 | 1,982,000 |
| Interest expense | 182,000 | 395,000 | 629,000 | 907,000 |
| Net interest income | 249,000 | 515,000 | 833,000 | 1,075,000 |
| Noninterest income | 4,000 | 8,000 | 12,000 | 17,000 |
| Noninterest expense | 157,000 | 314,000 | 477,000 | 653,000 |
| Provision for loan losses | 9,000 | 23,000 | 39,000 | 51,000 |
| Pretax income | 87,000 | 186,000 | 329,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 186,000 | 329,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,027,000 | 3,049,000 | 3,136,000 | 3,197,000 |
| Total capital | 3,242,000 | 3,278,000 | 3,381,000 | 3,455,000 |
| Risk-weighted assets | 21,417,000 | 23,581,000 | 25,226,000 | 25,537,000 |