Call reports 2005
EAGLE COMMUNITY BANK — 2005
What EAGLE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,270,000 | 17,347,000 | 22,308,000 | 24,863,000 |
| Total loans | 11,766,000 | 14,946,000 | 18,391,000 | 20,561,000 |
| Allowance for loan losses | 118,000 | 149,000 | 184,000 | 206,000 |
| Securities available for sale | 977,000 | 982,000 | 1,975,000 | 1,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,344,000 | 13,921,000 | 18,811,000 | 21,289,000 |
| Interest-bearing deposits | 9,890,000 | 12,412,000 | 15,799,000 | 19,632,000 |
| Noninterest-bearing deposits | 1,454,000 | 1,509,000 | 3,012,000 | 1,657,000 |
| Equity capital | 2,915,000 | 2,900,000 | 2,933,000 | 2,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 482,000 | 828,000 | 1,230,000 |
| Interest expense | 53,000 | 129,000 | 258,000 | 427,000 |
| Net interest income | 188,000 | 353,000 | 570,000 | 803,000 |
| Noninterest income | 3,000 | 7,000 | 11,000 | 12,000 |
| Noninterest expense | 143,000 | 297,000 | 452,000 | 630,000 |
| Provision for loan losses | 15,000 | 46,000 | 81,000 | 109,000 |
| Pretax income | 33,000 | 17,000 | 48,000 | 76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 17,000 | 48,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,926,000 | 2,909,000 | 2,941,000 | 2,969,000 |
| Total capital | 3,044,000 | 3,058,000 | 3,125,000 | 3,175,000 |
| Risk-weighted assets | 11,204,000 | 14,758,000 | 18,683,000 | 21,458,000 |