Call reports 2004
EAGLE COMMUNITY BANK — 2004
What EAGLE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 10,035,000 | 11,765,000 | 13,114,000 | 13,469,000 |
| Total loans | 7,653,000 | 9,850,000 | 10,490,000 | 10,328,000 |
| Allowance for loan losses | 76,000 | 99,000 | 107,000 | 103,000 |
| Securities available for sale | 1,020,000 | 903,000 | 856,000 | 984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,059,000 | 8,840,000 | 10,177,000 | 10,561,000 |
| Interest-bearing deposits | 6,129,000 | 7,668,000 | 9,015,000 | 9,380,000 |
| Noninterest-bearing deposits | 931,000 | 1,172,000 | 1,162,000 | 1,181,000 |
| Equity capital | 2,967,000 | 2,912,000 | 2,923,000 | 2,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 292,000 | 477,000 | 654,000 |
| Interest expense | 26,000 | 59,000 | 100,000 | 146,000 |
| Net interest income | 108,000 | 233,000 | 377,000 | 508,000 |
| Noninterest income | 4,000 | 9,000 | 14,000 | 19,000 |
| Noninterest expense | 147,000 | 293,000 | 433,000 | 595,000 |
| Provision for loan losses | 16,000 | 38,000 | 47,000 | 43,000 |
| Pretax income | -51,000 | -89,000 | -89,000 | -121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -51,000 | -89,000 | -89,000 | -121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,966,000 | 2,927,000 | 2,926,000 | 2,892,000 |
| Total capital | 3,043,000 | 3,026,000 | 3,033,000 | 2,995,000 |
| Risk-weighted assets | 8,490,000 | 10,504,000 | 11,293,000 | 11,215,000 |