Call reports 2003
EAGLE COMMUNITY BANK — 2003
What EAGLE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,516,000 | 7,564,000 | 7,872,000 | 9,403,000 |
| Total loans | 2,069,000 | 3,521,000 | 4,585,000 | 6,116,000 |
| Allowance for loan losses | 27,000 | 46,000 | 59,000 | 61,000 |
| Securities available for sale | 500,000 | 1,008,000 | 1,453,000 | 923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,267,000 | 4,405,000 | 4,756,000 | 6,383,000 |
| Interest-bearing deposits | 2,580,000 | 3,083,000 | 3,806,000 | 5,191,000 |
| Noninterest-bearing deposits | 687,000 | 1,323,000 | 950,000 | 1,192,000 |
| Equity capital | 3,248,000 | 3,158,000 | 3,076,000 | 3,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 37,000 | 98,000 | 193,000 | 306,000 |
| Interest expense | 4,000 | 11,000 | 27,000 | 44,000 |
| Net interest income | 33,000 | 87,000 | 166,000 | 262,000 |
| Noninterest income | 2,000 | 2,000 | 5,000 | 9,000 |
| Noninterest expense | 136,000 | 269,000 | 417,000 | 571,000 |
| Provision for loan losses | 21,000 | 39,000 | 52,000 | 54,000 |
| Pretax income | -122,000 | -219,000 | -298,000 | -354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -122,000 | -219,000 | -298,000 | -354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,248,000 | 3,150,000 | 3,072,000 | 3,016,000 |
| Total capital | 3,275,000 | 3,196,000 | 3,131,000 | 3,077,000 |
| Risk-weighted assets | 3,068,000 | 4,518,000 | 5,439,000 | 7,114,000 |