Call reports 2025
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2025
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 173,360,000 | 173,813,000 | 167,363,000 | 168,938,000 |
| Total loans | 84,686,000 | 86,500,000 | 84,510,000 | 84,850,000 |
| Allowance for loan losses | 2,267,000 | 2,306,000 | 2,366,000 | 2,366,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,931,000 | 147,919,000 | 141,232,000 | 141,565,000 |
| Interest-bearing deposits | 136,592,000 | 134,695,000 | 129,126,000 | 128,898,000 |
| Noninterest-bearing deposits | 11,339,000 | 13,224,000 | 12,106,000 | 12,667,000 |
| Equity capital | 24,102,000 | 24,506,000 | 24,790,000 | 25,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,548,000 | 6,693,000 | 8,861,000 |
| Interest expense | 1,392,000 | 2,705,000 | 3,883,000 | 5,001,000 |
| Net interest income | 831,000 | 1,843,000 | 2,810,000 | 3,860,000 |
| Noninterest income | 138,000 | 485,000 | 810,000 | 1,135,000 |
| Noninterest expense | 746,000 | 1,467,000 | 2,301,000 | 3,069,000 |
| Provision for loan losses | 0 | 39,000 | 99,000 | 99,000 |
| Pretax income | 223,000 | 822,000 | 1,220,000 | 1,827,000 |
| Income tax | 48,000 | 234,000 | 348,000 | 509,000 |
| Net income | 175,000 | 588,000 | 872,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,102,000 | 24,506,000 | 24,790,000 | 25,236,000 |