Call reports 2023
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2023
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 177,630,000 | 168,494,000 | 171,339,000 | 175,831,000 |
| Total loans | 60,098,000 | 65,061,000 | 73,376,000 | 74,817,000 |
| Allowance for loan losses | 1,918,000 | 2,020,000 | 2,100,000 | 2,100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,835,000 | 144,211,000 | 146,943,000 | 151,190,000 |
| Interest-bearing deposits | 138,502,000 | 128,918,000 | 132,388,000 | 138,644,000 |
| Noninterest-bearing deposits | 15,333,000 | 15,293,000 | 14,555,000 | 12,546,000 |
| Equity capital | 21,866,000 | 22,365,000 | 22,595,000 | 22,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 4,058,000 | 6,158,000 | 8,550,000 |
| Interest expense | 951,000 | 2,123,000 | 3,447,000 | 4,884,000 |
| Net interest income | 978,000 | 1,935,000 | 2,711,000 | 3,666,000 |
| Noninterest income | 187,000 | 547,000 | 841,000 | 881,000 |
| Noninterest expense | 701,000 | 1,208,000 | 1,872,000 | 2,656,000 |
| Provision for loan losses | 0 | 102,000 | 182,000 | 182,000 |
| Pretax income | 464,000 | 1,172,000 | 1,498,000 | 1,709,000 |
| Income tax | 137,000 | 346,000 | 443,000 | 505,000 |
| Net income | 327,000 | 826,000 | 1,055,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,866,000 | 22,365,000 | 22,595,000 | 22,744,000 |