Call reports 2022
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2022
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 170,368,000 | 177,467,000 | 184,242,000 | 181,729,000 |
| Total loans | 45,746,000 | 49,929,000 | 49,600,000 | 59,681,000 |
| Allowance for loan losses | 1,618,000 | 1,618,000 | 1,618,000 | 1,918,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,493,000 | 155,234,000 | 161,605,000 | 158,394,000 |
| Interest-bearing deposits | 131,882,000 | 140,695,000 | 147,675,000 | 145,153,000 |
| Noninterest-bearing deposits | 17,612,000 | 14,539,000 | 13,930,000 | 13,241,000 |
| Equity capital | 19,864,000 | 20,993,000 | 21,357,000 | 21,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,311,000 | 2,536,000 | 4,346,000 |
| Interest expense | 229,000 | 521,000 | 934,000 | 1,571,000 |
| Net interest income | 397,000 | 790,000 | 1,602,000 | 2,775,000 |
| Noninterest income | 765,000 | 1,300,000 | 1,762,000 | 1,800,000 |
| Noninterest expense | 628,000 | 1,296,000 | 2,053,000 | 2,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 534,000 | 794,000 | 1,311,000 | 1,579,000 |
| Income tax | 154,000 | 235,000 | 388,000 | 453,000 |
| Net income | 380,000 | 559,000 | 923,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,864,000 | 20,993,000 | 21,357,000 | 21,540,000 |